Credit Cards

Integrated system for the management of regional credit card issuing companies

Inthegra Credit Suite allows the optimization and automation of each of your company’s processes, from prospecting, transaction entry to monthly closing, collections and in-house or outsourced delinquency management.

The system also covers the general activities of your company such as accounting, finance, invoicing, taxes, suppliers.

Process optimization

Simple, easy and fast management of all processes, from access to the user’s credit information, registration and closing of transactions, customer follow-up, collection and efficient delinquency management.

Increased profitability

Efficiently manage the collection and follow-up of delinquent customers to ensure effective payment and reduce the percentage of your delinquent portfolio. With early detection of transactional fraud, you can avoid money losses and achieve greater profitability for your company.

Customer loyalty

You will be able to offer your customers promotions, discounts and benefits based on their preferences with the segmented campaigns tool. Your customers can accrue points with their transactions and subsequently access benefits.

Revenue generation

With the use of Business Intelligence, you will be able to predict the behavior of your users to generate campaigns for new product promotions or renewal of products to customers, increasing your revenue and customer retention.


Scoring Engine

Powerful application that allows to approve, deny and classify each profile individually and in just seconds to provide a personalized offer according to each acceptance criteria (CDA), using multiple external bureaus (Veraz, Nosis, Siisa, Seven, etc.), information from public entities (AFIP, BCRA, UIF) and internal history of the customer’s behavior as an account holder of the company.

Customer Management

Multi-platform application (Desktop, Tablet, Mobile) for the centralized management of customers and stores, which allows at a glance to know the situation of the customer at the time of service to provide advice according to their needs.
The system allows you to offer promotions, discounts and personalized benefits based on dynamic segmentations and points-based discounts.
You will be able to offer a more efficient service to the customer with the web self-management portal and the mobile app, for basic management and credit granting.


Applications that allow tracking and defining multiple acceptance criteria (CDA) for the daily operations of the company, promoting omnicanality in the issuance through multiple integrations (Red Pos, Red Link, E-commerce, Presential Channel, interbank and out-of-bank collections). and APIs for granting: Loans and card purchases through alternative means using Web Services with high security, integration with web pages, IVR, SMS, Whatsapp and more.

Collections and Delinquency Management

Applications that allow to follow up on the collection and define the classification criteria of the client’s debt, allowing its distribution in managers in order to make its collection in an agile way and reduce its percentage of delinquent portfolio. It allows to assign portfolios to internal or external personnel of the organization and to carry out individual management in early or advanced stages of debt.
The system allows omnicanality through different integrations with intermediaries that facilitate payment. Collection can be through immediate transfers, automatic debit or batch collection.

How we can help you

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